Partner termsand conditions.

These terms are an agreement between Add Leads and you, the partner. They cover registration, lead submission, how leads are credited, how payouts are calculated and what each side is responsible for.

Insert your registered legal entity name, trade licence number and registered address here, and have a UAE-qualified legal advisor review the whole document before you rely on it commercially.

Registration is free. We may ask for identification or additional information before activating an account, and we may decline or suspend a registration at our discretion, including where we cannot verify who you are.

You are responsible for the accuracy of the details on your partner account, including the contact number and payout details we use to pay you.

• Obtaining the customer’s clear consent before sending us their details, including consent to be contacted by us and to have an application submitted to a bank.
• Submitting information that is accurate and given to you honestly by the customer.
• Not submitting the details of any person who has not agreed to be contacted.
• Not making promises to a customer about approval, amount, rate or timing on our behalf, or on behalf of any bank.
• Not presenting yourself as an employee, agent or authorised representative of Add Leads or of any bank.
• Complying with applicable UAE law, including data protection, anti-money-laundering and marketing rules.

• Contacting the customer, assessing eligibility and collecting the documents needed for the application.
• Selecting an appropriate bank, preparing and submitting the file, and following up on queries and decisions.
• Keeping the lead credited to the partner who introduced it and showing that partner the current stage.
• Handling personal data in line with our Privacy Policy.
• Releasing the agreed payout once the conditions in clause 06 are met.

We do not lend, and we do not decide applications. Approval, the sanctioned amount and all terms are decided solely by the bank or finance company.

A lead is credited to the partner account that first submits that customer for that product, provided the submission includes enough information to identify the customer and the customer confirms the introduction when contacted.

Where the same customer is submitted by more than one partner, the first valid submission takes priority. Where a customer is already an active applicant with us through another route, or already in progress with the bank, the lead may not be eligible for a payout. We will tell you when this applies.

Attribution remains with the partner for the duration of that application. It does not create an exclusive claim over the customer’s future business.

A payout becomes due when the bank disburses the personal finance facility against a lead validly credited to you, and it is calculated on the disbursed amount at the rate agreed with you in writing at registration.

• The payout rate and the payment cycle are set out in your partner schedule.
• Payouts are made to the account registered on your partner profile. You are responsible for keeping those details current.
• No payout is due on an application that is declined, withdrawn, cancelled before disbursement, or not attributed to you under clause 05.
• Where a bank claws back or reverses its own payment to us — for example on early settlement or a case found to be fraudulent — we may recover or offset the corresponding amount against your future payouts.
• Any taxes or charges applicable to your income are your responsibility.

Replace the bracketed items with your actual commission rates, payment cycle and any clawback window. This is the clause partners read most carefully — vagueness here costs you trust.

Nothing in these terms creates an employment relationship, partnership, joint venture or agency between you and Add Leads. You act as an independent introducer, you decide how and when you work, and you bear your own costs.

Information you receive through your partner account — customer details, application status, bank feedback, rates and processes — is confidential. You may use it only to perform your role as an introducer and must not disclose or reuse it for any other purpose.

Personal data is handled in accordance with our Privacy Policy.

• Submitting false, fabricated or altered customer information or documents.
• Submitting a customer without their knowledge or consent.
• Charging a customer any fee for an introduction to us.
• Advertising using our name, brand or bank names without our written approval.
• Any conduct that damages our relationship with a bank or exposes us to regulatory action.

Breach of this clause may result in immediate suspension, forfeiture of pending payouts on affected cases, and termination.

The Add Leads name, logo, platform and materials remain our property. Registering as a partner grants you a limited, revocable permission to refer to us as a partner while your account is active, and nothing more.

We provide the service with reasonable care and skill, but we do not guarantee that any application will be approved, that a bank will act within any particular timeframe, or that any level of income will be earned.

To the extent permitted by law, our total liability to you in connection with these terms is limited to the payouts due to you on cases affected by the claim.

Either side may end this arrangement at any time by notice. Payouts already earned on disbursed cases remain payable, subject to clause 06. We may suspend an account immediately where we suspect fraud, a breach of clause 09 or a regulatory risk.

We may update these terms as our services, bank arrangements or legal obligations change. The current version is always published on this page. Continuing to submit leads after an update means you accept the revised terms.

These terms are governed by the laws of the United Arab Emirates. The courts of Dubai have exclusive jurisdiction over any dispute arising from them.

This document is a professionally structured template, not legal advice. Have it reviewed and adapted by a UAE-qualified legal advisor before publishing.